![]() ![]() If it is a travel trailer it may need its own policy on it to be covered. If it is a utility trailer with a car on it or a pleasure craft such as an ATV or watercraft than it likely will be extended coverage though you would need to check about coverage for the contents of the trailer. It could also depend upon the type of trailer you are towing. Some will extend liability coverage while its attached to your motor vehicle while others will say to be covered you must have a separate policy for the trailer or an endorsement to your personal auto insurance to cover the trailer. Trailer coverage will vary by state and by insurance company. ![]() Some insurers would require the trailer to be listed on the declarations page of your policy to be covered. In many cases the trailer would need its own comprehensive or collision coverage. Whether other parts of an auto insurance policy, besides your liability coverages, would cover a trailer while it is being towed would depend upon the terms of your policy and guidelines of your insurance carrier. We must point out we cannot say for certain if your policy would cover a trailer since state laws and insurance company guidelines and policy terms vary greatly. Many auto insurance policies do extend this type of coverage to trailers if they are being pulled by your insured vehicle at the time of an accident. In general most auto insurance policies will provide liability coverage for trailers if you own it. ![]()
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